Portfolio management Research Paper Example | Topics and Well Written Essays - 1500 words

Portfolio management - Research Paper Example This means that the investors incline towards investments which offer guaranteed returns at low risk. However, the ability to take higher calculated risk could produce higher returns for the investor. However, the returns are not guaranteed. For this reason, portfolio management attains significance (MAHAJAN, 2009). Portfolio management helps the investor to decide on the weight-age to be allocated to investments in a portfolio of stocks which would not only diversify the risk but at the same time would maximise the returns on investment. Considering the economy of Qatar, a portfolio management has been carried out taking two companies in the Qatar market into consideration. Qatar Economy and Financial sector: Growth of Qatari Market Qatar is the richest Muslim country in the world. Qatar is the leading producer of hydrocarbon and petroleum which makes the economy of Qatar largely dependent on oil and gas. The production of petroleum and hydrocarbon in Qatar contributes to more than 70% of the government’s revenue earnings. Also the amount of production of petroleum forms 60% of the country’s GDP. Nearly 85% of the income earned by Qatar from its exports is done by the country through the export of its petroleum. Qatar maintains a huge reserve of hydrocarbon and petroleum oil. ... Due to the rising global demand of oil in the nineties, the GDP of Qatar grew by a record figure of 94%. Qatar’s economy has been able to achieve an incredible growth rate of GDP to 19.9% in 2011. However, signs of slow down in Qatar’s economy were apparent as it was predicted to grow by 9.8% in 2012 and by 4.5% in 2013. The Qatari economy has seen its GDP grow triply to $173.3 billion from 2005 to 2011 which was reported by the (IMF) International Monetary Fund. Qatar is also looking to produce offshore petroleum and is aiming at diversification of its economy by looking at long term prospects of growth. In the coming years, Qatar’s economy would be slowing down due to the reduction in hydrocarbon reserves. The growth in economy in future would be supported by the non-hydrocarbon areas like petrochemical, construction and manufacturing sectors. Banking, insurance and financial services are prevalent in the financial industry of Qatar. The trading of stocks takes place at the Qatar Exchange and flow of information to the market is used by the investors which reflects the related public events of the past, the instantaneous updates of the present market and also contains a prediction of the related events of future. Comparison between two companies in Qatar stock market: QGMD and GWCS In order to choose between the investment options as a part of portfolio management involving two companies, a comparison between two stocks in the Qatar market has been given below. In order to maximize the return to the investor, the portfolio management provides a direction towards decision making in opting one investment over another or determining the weight-age which should be assigned to the investment options in order to

PROGRAM EVALUATION Research Paper Example | Topics and Well Written Essays - 2000 words

PROGRAM EVALUATION - Research Paper Example The study found its advantages when highlighting procedures of the evaluation using different data instruments like questionnaires, interviews with the insurance members, other data –statistical where obtained from the survey conducted using open ended questions and other sources like newspapers-company newspapers and journals were used. The assessment study was to be done using comparison of the different variable through analysis. I. Evaluation of the benefits of the Insurance Cards to the local and non-local residents; this would be done through conducting of interviews directly to the general public. The interview questions were designed to obtain data like; the number of participants involved, the demographic data of the participants-age, gender, sex, and religion. II. The customer satisfaction was with the health care provided in statistical data is a very essential factor in this paper. This was analyzed using correlation test. The positivity of the test can be helpful to the government since it can help on the campaign of encouraging establishment of more insurance companies that offer medical covers to the general public. This could be achieved through public awareness and encouragement by media or through rallies. The regression trend was also important to be used in the study to determine or forecast the future of UAE in terms of health up keep. III. The standard or quality of health service; this data was collected using survey method. The survey targeted the customers or the people of UAE. Data from 500 participants mainly the general public were reflected to measure the quality of service offered. After an analysis of the results the importance of quality service will increase the establishment of more health Insurance companies. IV. To determine the benefits of the health insurance to the general public; this would be determined using interviews to both the people of UAE and the members of the Insurance companies. A sample of 300 members o f staff were used to conduct this test this number was a 1/3 of the population of members of the company hence it a valid result. Results and interpretations 1. Evaluation of the benefits of the Insurance Cards to the local and non-local residents Method: the data and information was obtained from the general public using interviews- open ended questions were used. The application for the insurance cards has increased since the introduction of health insurance companies in UAE. The number has been increasing rapidly as seen from the bar charts presented above. The number of participants applying has increased by more than 46% from 2005 to 2006. The rapid in the increase of people engaging in health insurance is an indication that the people of UAE are finding an importance of the programs. As indicated from the interviews conducted many people are holding the positive aspects of the insurance cards. The insurance cards have made even the low income and the destitute in the society t o afford medical care at the least cost. Health insurance was distributed evenly according to the information obtained from the participants. At first, health insurance was offered to the individuals between the age of 35-and above. This age group indicated that dependants to these eldest members of the family setting meant that the young benefited from the insurance program since the offers extended to